Peramo, always there to lend a helping hand
When it comes to shopping for the latest gadgets or for urgent needs, Peramo is your financial partner. The logo represents two people hand-in-hand, which signifies that Peramo will be there for you every step of the way.
Minimum requirements:
Almost any device that works
App Peramo
A valid government identification card
If I need a loan, how do I apply?
- Visit the Apple App Store to download the Peramo App
- The registration process must be completed. You must provide all the necessary information and provide a government ID.
- Apply for a loan. You can choose your loan amount, loan duration, and withdrawal method.
- Get your Peramo loan disbursed through the channel of your choice.
- For the next loan transaction, make sure to pay on or before your due date to receive a higher loan amount and a longer term.
Where can I get a loan and how fast is it approved?
- Approval of a loan application can take up to 24 hours
- As soon as your application is approved, you can expect a same-day disbursement via Skypay
- Remittance centers: M Lhuillier, RD Pawnshop, and Palawan Pawnshop
- Withdrawal channels: Bank, GCash, ECPay, and Coins.ph
What is the process for repaying my loan?
- As long as the loan period has not expired, partial or full payments are allowed
- The Peramo app allows you to check the duration of your loan
- Pay only through our authorized payment channels: RD Pawnshop, M Lhuillier, 7-Eleven, True Money, ECPay, GCash, Paymaya, and ShopeePay
What loan term packages do you offer?
- According to your user's VIP level, we offer a variety of packages
- Php 2,000 - Php 20,000 Loan Amount
- A 60-120 day loan is available
- APR maximum: 20%
- Transaction fees: Php 0 - Php 150
- Other fees: Service fee of 10-20%
